skip to Main Content
1800 40 3328

Reduce your unsecured debts including:

  • Credit cards
  • Personal and payday loans
  • Collection company debts

Eliminate your debt! We negotiate with your creditors to achieve a reduced payout for your unsecured debts.

Debt Settlement Features

A Debt Settlement combined with a mortgage refinance can improve your financial situation and make the repayments more affordable.

Your Champions

We will go in to bat for you to reduce the payout amount on your unsecured debts. Our team of debt negotiators have years of experience and can reach a settlement to benefit you.

Breathing Room

During the negotiations, your creditors must speak to our team of debt negotiators and cease all recovery action so the harassing phone calls and emails will end.

Get Your Life Back

Once your creditors have accepted a reduced debt amount, your debts are repaid on settlement of your new home loan. Leaving you free to get back control of your life.

Why use a Debt Settlement?

By utilising the services of our debt negotiation team, we can negotiate a lump sum debt settlement to reduce, repay and eliminate your unsecured debt, potentially saving you thousands.

Our team of experienced negotiators work to reduce the amounts payable to your creditors for your unsecured debts such as credit cards and personal loans. Then once your new home loan settles, the existing debts are paid out leaving you with one, easy-to-manage repayment and improved cash flow.

Imagine owing $50,000 on your credit cards and our team of professional debt negotiators are able to organise a reduced settlement amount of $35,000 to satisfy the debt. That is an instant saving of $15,000 that you won’t have to worry about! That’s the type of result we aim for with a lump sum debt settlement.

How does it work?

We assess your financial situation, totaling all your outstanding debts and determining your maximum lending capacity.  Should your outstanding debts excess your maximum lending capacity, we negotiate with your creditors to achieve an acceptable lump sum to clear those debts.

Then when your new home loan settles the debts are paid from the proceeds of your new loan. By consolidating all your unsecured debts into your new home loan, we can reduce your repayments and improve your cash flow.

With the professional services of the debt negotiation team, your debt settlement as part of your new home loan could save you thousands off what you owe in unsecured debt.

Our Process

We combine consolidation and debt negotiation with specialised lending products to help you improve your finances and get on with life!

Assessment and Preparation

We will assess your financial situation and help you prepare the documentation required for your application.

Creditor Negotiation

We will get to work negotiating with your creditors to reduce the amount of debt you owe and improve your financial standing.

Approval and Freedom

Success! Once our negotiations are complete, your application will be approved and you will be free to get on with your life.

Back To Top