By utilising the services of our debt negotiation team, we can negotiate a lump sum debt settlement to reduce, repay and eliminate your unsecured debt, potentially saving you thousands.

Our team of experienced negotiators work to reduce the amounts payable to your creditors for your unsecured debts such as credit cards and personal loans. Then once your new home loan settles, the existing debts are paid out leaving you with one, easy-to-manage repayment and improved cash flow.

Imagine owing $50,000 on your credit cards and our team of professional debt negotiators are able to organise a reduced settlement amount of $35,000 to satisfy the debt. That is an instant saving of $15,000 that you won’t have to worry about! That’s the type of result we aim for with a lump sum debt settlement.

We assess your financial situation, totaling all your outstanding debts and determining your maximum lending capacity.  Should your outstanding debts excess your maximum lending capacity, we negotiate with your creditors to achieve an acceptable lump sum to clear those debts.

Then when your new home loan settles the debts are paid from the proceeds of your new loan. By consolidating all your unsecured debts into your new home loan, we can reduce your repayments and improve your cash flow.

With the professional services of the debt negotiation team, your debt settlement as part of your new home loan could save you thousands off what you owe in unsecured debt.