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Reduce your unsecured debts including:

  • Credit cards
  • Personal and payday loans
  • Collection company debts

Find debt relief today! We will act as debt negotiators to reach an agreement with your creditors and achieve a reduced payout for your unsecured debts.

Debt Settlement Features

Combine a debt settlement with a mortgage refinance to improve your financial situation and make repayments more affordable.

Your Champions

We’ll go in to bat for you to reduce the payout amount on your unsecured debts. Our team of debt negotiators have years of experience and can reach a debt settlement to benefit you.

Breathing Room

During negotiations, your creditors must speak to our team of debt negotiators and cease all recovery action. Say goodbye to the harassing phone calls and nonstop emails.

Get Your Life Back

Once your creditors accept a reduced debt amount, your debts are then repaid on settlement of your new home loan. This leaves you free to take back control of your life.

Why use a Debt Settlement?

If you’re struggling to find debt solutions to ease your financial burden, we’re here to help. With our debt negotiation services, we can negotiate a lump sum debt settlement to reduce, repay and eliminate your unsecured debt – potentially saving you thousands.

When it comes to crippling debt, it’s easy to feel like no one is on your side. Never fear, Positive Solutions Finance is here. Our team of experienced debt negotiators works to reduce the amounts payable to your creditors for unsecured debts such as credit cards and personal loans. Once your new home loan settles, the existing debts are paid out, leaving you with one easy-to-manage repayment. Did we mention how nice debt relief and improved cash flow is?

Imagine: You owe $50,000 on your credit cards. Our debt negotiators organise a reduced settlement amount of $35,000 to satisfy the debt. That’s an instant saving of $15,000 you now no longer have to worry about. That’s the type of debt solution we aim for with a lump sum debt settlement.

Switching home loans or refinancing can end up saving you $$$ in the long run. Learn more here.

Our Debt Solutions

How does the magic happen? We start with an assessment of your financial situation, totalling all your outstanding debts and determining your maximum lending capacity. Should your outstanding debts exceed your maximum lending capacity, our debt negotiators will confer with your creditors to achieve an acceptable lump sum to provide you with much-needed debt relief.

Once your new home loan settles, the debts are then paid from the proceeds of your new loan. When all agreed-upon payments have been made, your debt is considered officially settled and no further payments are required.

With the professional services of our debt negotiators, you could save thousands off what was originally owed in unsecured debt thanks to a debt settlement.

If you have bad credit and are worried about finding a viable debt solution, Positive Solutions Finance is the answer. Find out how we can help you here.

Our Process

We combine consolidation and debt negotiation with specialised lending products to help you improve your finances and get on with life!

Assessment and Preparation

We will assess your financial situation and help you prepare the documentation required for your application.

Creditor Negotiation

We will get to work negotiating with your creditors to reduce the amount of debt you owe and improve your financial standing.

Approval and Freedom

Success! Once our negotiations are complete, your application will be approved and you will be free to get on with your life.

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