Consolidate your loans into one payment with Positive Solutions Finance. Take advantage of our debt consolidation services to enjoy easy-to-manage debt repayments and better cash flow.
Debt Consolidation Loan Features
A Debt Consolidation Loan can help you gain control of your financial situation and move forward with your life.
Why consolidate credit card debt?
Credit card consolidation through refinancing could be the answer to your financial woes. If your credit card debts, bills and personal loan repayments are out of control, you can refinance your mortgage and consolidate your loans into one payment.
Unsecured loans and credit cards can have an interest rate of 20% or higher. Refinancing will allow us to consolidate your debts into the one mortgage repayment. This will reduce your overall debt repayment amount so you can breathe a sigh of relief. Phew.
The stress of dealing with unmanageable debt can heavily impact your family. Credit card consolidation through Positive Solutions Finance will alleviate the pressure so you can enjoy life.
How to Consolidate Debt
We get it – debt consolidation isn’t winning awards for most interesting topic. But it’s still handy to know how it works in case you need it one day.
The moment you purchase your home, you start to pay off debt while your property slowly appreciates in value. In time, your property should be worth more than you owe. This difference is called equity. If you have enough equity in your home, you can use it to refinance your debts into your mortgage.
While this will reduce the equity in your property, it will also eliminate the interest rates and fees associated with credit cards, personal loans and payday loans. This is replaced with the lower interest rate of a new home loan. Sounds pretty good, right?
Positive Solutions Finance is in your corner. We will negotiate with your creditors to reduce the amount you owe on your unsecured debts and save you thousands straight away through a debt settlement.
We combine consolidation and debt negotiation with specialised lending products to help you improve your finances and get on with life!
For insightful information on debt consolidation and how it can assist in reducing your debt, discover our extensive archive of debt consolidation articles.