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Are your debts out of control?

  • Consolidate your debts
  • Reduce your repayments
  • Improve your cash flow

Consolidate your loans into one payment with Positive Solutions Finance. Take advantage of our debt consolidation services to enjoy easy-to-manage debt repayments and better cash flow.

Debt Consolidation Loan Features

A Debt Consolidation Loan can help you gain control of your financial situation and move forward with your life.

Reduce Your Debt

Positive Solutions Finance will negotiate with your creditors to reduce your unsecured debt amount when you apply for a mortgage refinance. This could save you thousands by reducing the amount to be paid on your unsecured debts.

One Easy Payment

If you consolidate your credit card debt, it means you only have to manage one easy repayment with just a single interest rate and set of fees. You’ll potentially save big on interest and extra repayments.

Breathe Easy

By choosing to consolidate your loans into the one payment, you’ll pay out your existing debts, which will improve your cash flow and reduce repayments. This will stop creditors from harassing you with calls so you can breathe easy again.

Why consolidate credit card debt?

Credit card consolidation through refinancing could be the answer to your financial woes. If your credit card debts, bills and personal loan repayments are out of control, you can refinance your mortgage and consolidate your loans into one payment.

Unsecured loans and credit cards can have an interest rate of 20% or higher. Refinancing will allow us to consolidate your debts into the one mortgage repayment. This will reduce your overall debt repayment amount so you can breathe a sigh of relief. Phew.

The stress of dealing with unmanageable debt can heavily impact your family. Credit card consolidation through Positive Solutions Finance will alleviate the pressure so you can enjoy life.

Are you suffering from mortgage stress? Find out what you can do about it here.

How to Consolidate Debt

We get it – debt consolidation isn’t winning awards for most interesting topic. But it’s still handy to know how it works in case you need it one day.

The moment you purchase your home, you start to pay off debt while your property slowly appreciates in value. In time, your property should be worth more than you owe. This difference is called equity. If you have enough equity in your home, you can use it to refinance your debts into your mortgage.

While this will reduce the equity in your property, it will also eliminate the interest rates and fees associated with credit cards, personal loans and payday loans. This is replaced with the lower interest rate of a new home loan. Sounds pretty good, right?

Positive Solutions Finance is in your corner. We will negotiate with your creditors to reduce the amount you owe on your unsecured debts and save you thousands straight away through a debt settlement.

Not sure whether you should consolidate your credit card debt? We ask the questions to help you decide.

Our Process

We combine consolidation and debt negotiation with specialised lending products to help you improve your finances and get on with life!

Assessment and Application

We will assess your financial situation, make a recommendation on consolidating your debts and prepare your loan application.

Processing and Negotiation

We will process your loan for conditional approval and negotiate with your creditors to reduce the debt you owe, improving your borrowing capacity.

Approval and Settlement

Once our negotiations are complete and your loan is finalised, we will settle all your debts and you will be stress-free to get on with your life.

Debt Consolidation Specialists

If you are struggling to keep up with your monthly payments, consolidating your debt into a debt consolidation loan can help alleviate financial stress and make manging your debt situation significantly easier.

Get in touch with one of our debt consolidation experts in your area today.

Debt Consolidation Loans Brisbane
Debt Consolidation Loans Adelaide
Debt Consolidation Loans Melbourne
Debt Consolidation Loans Perth
Debt Consolidation Loans Sydney

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