Positive Solutions Finance provides lending solutions for people who don’t fall within the bank’s ‘standard lending criteria’.

Major banks have very strict criteria regarding who they lend money to and things such as irregular income, too much debt or a poor credit history will see you declined for a much needed loan.

As a specialty lender, we offer a suite of financial solutions to help improve your overall position regardless of your financial position.  We lend to people, when most major banks will not.

Are you in need of a large sum of money but not in a financial position to take out a personal loan?

You can refinance your mortgage with a new home loan. You can then use the equity to pay off your unsecured debt in a lump sum settlement, renovate or even start a business!

Positive Solutions Finance can also improve your financial position by negotiating with your creditors, reducing your overall debts and consolidating them into a new home loan.  Reducing your overall debt repayments and improving your cash flow.

Positive Solutions Finance can help to consolidate company debt. Whether it be trade creditors, tax debt or to fund more working capital, we have a simple solution for you.

By using a home loan solution offered by Positive Solutions Finance you could refinance your mortgage, allowing you access to the equity to pay off your company debt.

You could also conslidate your tax and company debt into your a new business loan improving your cash flow and reducing your debt repayments.