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Positive Solutions Finance is more than just a specialty lender.

We provide a suite of financial services to help improve your overall financial position.

We help to destroy your debt and get your finances back on track.

What Can Positive Solutions Finance do for you?

We offer a range of services designed to help you consolidate your debts and improve your cash flow.

Home Loans

Positive Solutions Finance provides lending solutions for people who don’t fall within the bank’s ‘standard lending criteria’.

Major banks have very strict criteria regarding who they lend money to and things such as irregular income, too much debt or a poor credit history will see you declined for a much needed loan.

As a specialty lender, we offer a suite of financial solutions to help improve your overall position regardless of your financial position.  We lend to people, when most major banks will not.

Mortgage Refinancing

Are you in need of a large sum of money but not in a financial position to take out a personal loan?

You can refinance your mortgage with a new home loan. You can then use the equity to pay off your unsecured debt in a lump sum settlement, renovate or even start a business!

Positive Solutions Finance can also improve your financial position by negotiating with your creditors, reducing your overall debts and consolidating them into a new home loan.  Reducing your overall debt repayments and improving your cash flow.

Business Loans

Positive Solutions Finance can help to consolidate company debt. Whether it be trade creditors, tax debt or to fund more working capital, we have a simple solution for you.

By using a home loan solution offered by Positive Solutions Finance you could refinance your mortgage, allowing you access to the equity to pay off your company debt.

You could also conslidate your tax and company debt into your a new business loan improving your cash flow and reducing your debt repayments.

Debt Consolidation

Are your unsecured debts getting out of control and making it hard for you to afford everyday living expenses? You don’t have to suffer through unmanageable debt anymore!

Consolidate your debts into a new home loan by refinancing through Positive Solutions Finance. You will enjoy the benefits of improved cash flow and one easy-to-manage repayment.

We can also negotiate with your unsecured creditors to reduce your debt amount potentially saving you thousands in interest and debt repayments.

Debt Settlement

When a difficult life event happens, it can have a detrimental effect on your financial situation, sometimes causing your unsecured debts to spiral out of control.  This is where we can help!

Eliminate debt once and for all. We negotiate with your creditors to achieve a lump sum settlement in satisfaction of your debts.

Positive Solutions Finance can reduce the amount of debt you owe, by negotiate with your creditors and finding a suitable home loan to settle your debts, potentially saving you thousands.

Repayment Arrangements

When mortgage refinancing is not an option and you still need to find a solution to your unsecured debts.  We have a way to repay your creditors, with an affordable debt repayment, saving you thousands in interest!

We negotiate privately with your creditors to reach a new, legally binding, affordable repayment arrangement for your debts, which won’t impact your credit file.

This allows you to repay your creditors without struggling to afford your everyday living expenses.

We see things differently, let us help you consolidate your debts, reduce your repayments and improve your financial position.

  • Debt Consolidation
  • Home Loans
  • Mortgage Refinancing
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