Budgeting & Money Management

Do I need help planning a budget?

  • Are you trying to save for something special?
  • Are you living from pay check to pay check?
  • Are you a compulsive spender?
  • Do you feel like you rely a little too much on your credit card?
  • Have you been late paying your bills?

If you answered yes to any of these questions you could benefit from planning a budget. A budget is a crucial tool in keeping on top of your finances and avoiding embarrassing and stressful situations like missing bills or falling into debt.

Our friendly case managers can help you figure out exactly how much money you need on a weekly, monthly and annual basis which will help you tremendously with your money management and make it easier for you to avoid spending too much.

Why do you need a budget?

You can’t win a battle without having a plan, so how do you expect to conquer your debts without a budget? A budget lets you know exactly how much money you have coming in and allows you to keep track of where it all goes.

By monitoring your money in this way you can pull back on unessesary speniding and capitalise on your weekly surplus.

How Positive Solutions Finance can help

The process starts when you talk to one of our case managers, who will get to know you and find out some specifics about your financial situation. At this point, they will make recommendations about what you can do to improve your budget and other aspects of your finances.

Some of the tips our case managers provide include ‘paying yourself first’, and using a budget planning tool. We help you with advice on how to allocate a certain amount of your money to a dedicated bills account and then put your extra cash in another account.

We can help you create a custom made budget that will work for your personal situation. This is not a ‘one size fits all’ solution, but rather a specific plan tailored to you, that will help you reach your goals.

Sticking to your budget

While budgets are easy enough to create, the hardest part is sticking to it. Christmas, birthdays, unexpected illness, surprise events and sales could easily see your budget fly out the window. If you are one of those people who have a hard time sticking to a budget, you are definitely not alone!

We can make things a lot easier for you, by helping you set a budget that you can actually stick with for an extended period of time. How? we help you create a household budget which caters to every aspect of your life, including unexpected emergencies you won’t see coming.

Plan for financial success by creating a budget for your household. Start now by talking to one of our experts today!