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Our Difference

Positive Solutions Finance offers a suite of financial solutions specifically designed to help you consolidate your debts, reduce your repayments and improve your financial position. Let us help you break down the barriers today for a successful financial future for tomorrow.

Home Loans

Positive Solutions Finance specialises in finding a solution for those who are unable to meet the lending criteria of traditional lenders. Whether you have too much debt or a poor credit history we have a solution for you.

If you have been declined a loan through a traditional lender, we can certainly help,

Debt Negotiation

Positive Solutions Finance has a team of debt negotiation specialists who act as the intermediary between our clients and their creditors. Our negotiators will aim to reduce the amount of debt our clients owe, while still appeasing their creditors. With this improved financial standing, we are then able to offer a loan or refinance, a debt settlement or an ongoing repayment plan.

Debt Consolidation

Debt Consolidation is a way to reduce your debt without impacting your credit file. At Positive Solutions Finance, we can help you to consolidate credit cards and other unsecured debts into a new home loan. We can also negotiate debt settlements and repayment plans with your creditors.

Our Team

With decades of financial industry experience behind them, the Positive Solutions Finance team will be able to assess your situation and provide unique, professional services to get you back on track.

Meegan Hays

Lending Manager


Over 28 years of Banking experience, including 13 years in home and small business lending at CBA and Suncorp.  More recently, Meegan has worked with Positive Solutions Finance assisting clients with property purchases, debt consolidations, construction loans and refinances.

During this time as a broker, Meegan has assisted clients who have been turned away from banks and other brokers due to credit defaults and late payments on current loans and credit cards.  She is accredited with a vast number of non-conforming banks as well as the major lenders, so is in a position to offer the best solution depending on your circumstances.

Meegan focus is on customer service, and her goal is to achieve the best outcome possible for the client regardless of their circumstances.

Alison Thomas

Lending Manager


Over 26 years in Banking, specialising in Home Loan Lending for purchases of both owner occupied and investment properties, refinances and debt consolidation.

In her career, Alison has worked with one of the Big 4 Credit Unions and a number of boutique Banks.  She specialises in helping people who have credit defaults, poor credit histories and self-employed individuals, gain finance secured against their property.  Anyone unable to get finance through the traditional system of Banks and Credit Unions may find a solution with her.

Alison loves talking to people and understanding what you are trying to accomplish with your finances, so she can assist you with your financing needs in the best way possible.

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