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Financial Debt Solutions

We provide a suite of financial services to help improve your overall financial position. Let us help you destroy your debt and get your finances back on track.
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What can Positive Solutions Finance do for you?

Not all heroes wear capes. We offer a range of financial debt solutions to help you consolidate your debts and improve your cash flow. Save yourself the stress and let us take the wheel.

Home Loans

Have you been declined for a loan by a major bank? We help provide home loans for those with bad credit history, and we can find a tailored solution to suit you. Oh, and we never judge.

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Mortgage Refinancing

Finding a lender who will loan enough funds to cover all your debts is tricky. Positive Finance Solutions offers loan solutions to people who would have otherwise been declined.

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Business Loans

We help to consolidate company debt. Whether it be trade creditors, tax debt or assessing more working capital, we’ll come up with a simple solution to match your needs.

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Debt Consolidation

Consolidate all your debts by refinancing them into a new home loan. Take advantage of having one easy-to-manage repayment and enjoy the perks – such as better cash flow.

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Debt Settlement

We negotiate with your creditors to achieve reduced lump sum settlements to satisfy your unsecured debts. These can be funded through your new home loan.

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Repayment Arrangements

We negotiate privately with your creditors to reach a new, legally binding and affordable repayment arrangement for your debts. And it won’t impact your credit file.

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We see things differently and we’re rooting for you. Let us help consolidate your debts, reduce your repayments and improve your financial position with our debt solutions.

  • Debt Consolidation & Debt Settlement
  • Home Loans & Business Loans
  • Mortgage Refinancing
  • Repayment Arrangements
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Our Process

We combine consolidation and debt negotiation with specialised lending products to help you improve your finances and get on with life!

Assessment and Application

We will assess your financial situation, make a recommendation on consolidating your debts and prepare your loan application.

Processing and Negotiation

We will process your loan for conditional approval and negotiate with your creditors to reduce the debt you owe, improving your borrowing capacity.

Approval and Settlement

Once our negotiations are complete and your loan is finalised, we will settle all your debts and you will be stress-free to get on with your life.

Our Lending Partners

We work with hundreds of lenders to find a loan product to suit your situation. Our lenders include:

  • Major banks
  • Smaller banks
  • Credit unions
  • Non-conforming lenders.

Latest News in Home Loans

Mortgage Stress Rises As Household Debt Grows

Mortgage Stress Rises as Household Debt Grows

10th April, 2019

Mortgage default risk in Australia is at its highest in two decades. International ratings agency…

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Reduce Your Debts Through Debt Consolidation

28th March, 2019

Are you currently feeling swamped with personal debt? Finding it difficult to stay afloat? Do…

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The Royal Commission’s Final Report Set to Transform the Mortgage Broker Industry

5th March, 2019

Purchasing a house is one of the biggest and most important financial decisions you’ll ever…

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