Breaking the cycle of bad debt
Millions of people find themselves stuck in a cycle of debt. Credit card bills and loans put an enormous strain on personal finances and often people can’t see a way out. If you are struggling just to get by, you can consider applying for a personal loan. Unfortunately, if you have a significant amount of debt or have had trouble keeping up with repayments, you may have negative defaults on your credit file.
You can apply for a bad credit personal loan through Positive Solutions Finance. This personal loan is tailored specifically for people with bad credit ratings so you have a good chance of being approved. Your bad credit personal loan can be used to pay for medical expenses, car repairs, home improvements or monthly obligations such as late utility bills. If you need money fast, you can apply for a bad credit personal loan, and ease the pressure of financial strain.
A Bad Credit Personal Loan with Positive Solutions Finance
In order to get a bad credit personal loan, you need to find a lender who specialises in bad credit loans. The best way to apply for a loan is through Positive Solutions Finance. You can apply from the comfort of your own home and our Case Managers will help you through the whole process, from deciding on how much money you need through to doing all the paperwork for you.
Positive Solutions Finance does not lend money, but rather draws on a large range of affiliated lending partners. Within this database of reliable bad credit lenders is a number of companies who specialise in bad credit personal loans. Positive Solutions Finance will help you find the perfect lender so you only need to apply once and because of our ground work, the chances of approval are high.
Before applying for a bad credit personal loan, our Case Managers will draw up a household budget to ensure you can afford the repayments on your bad credit personal loan. While bad credit lenders are more lenient with their criteria, they still recognise you are a higher risk client than those with a good credit history. It is for this reason a bad credit personal loan has higher interest rates than usual.
People make mistakes with their finances, and those mistakes should not keep you from getting a loan. If you have a less than perfect credit score, you can still be approved for a personal loan. A bad credit personal loan can get you out of a financial bind until you can get back on your feet again.
When a Bad Credit Personal Loan isn’t enough
If you are struggling with your debt and can’t get approval for a loan even through a bad credit lender Positive Solutions Finance can get you the help you need. We work closely with Debtstroyer and Debt Rescue to help our clients find positive solutions to their debt problems. We can refer you to these companies who provide debt relief services to people struggling with their finances.