Debt Consolidation and Loans

Bad Credit?

No Problem!

Positive Solutions Finance specialises
in finding bad credit loans

Consolidate your Debts

With a bad credit loan through
Positive Solutions Finance

Looking for a loan?

We have a positive
solution for you!

Been rejected for a loan?

We can help!

We have access to a panel of lenders
who specialise in bad credit loans.

Securing Finance with a Bad Credit Rating

Financial institutions and money lenders can be harsh. Even the smallest blemish on your credit file can make it hard to successfully apply for a loan. If you are looking for Debt consolidation or bad credit loans, Positive Solutions Finance can help. We provide positive solutions to people who are struggling to secure finance due to bad credit. We work with a number of affiliate lenders who specialise in providing bad credit loans and debt consolidation loans for people in debt.

Apply for a loan today!

  • Home Loans

    $50,001 – $1,000,000+

    Are you looking to use the equity in your mortgage to consolidate your debt? Positive Solutions Finance can help you refinance your home.

    Read More Apply Now

  • Car Loans

    $5,001 – $100,000

    It’s hard to get by in Australia without a car. We can work with a number of lenders to find a secured vehicle loan to get you on the road and moving again!

    Read More Apply Now

  • Short Term Loans

    $1,000 – $5,000

    Get quick and easy cash loans for up to $5000 through a reliable and responsible lender. Perfect to help you out in a financial emergency.

    Read More Apply Now

  • Personal Loans

    $5,001 – $50,000

    Looking for a personal loan up to $50,000? Positive Solutions Finance is affiliated with lenders, big and small to help you find a comparative interest rate for a loan to suit you.

    Read More Apply Now

Have you been rejected for a loan?

Are you in financial hardship and struggling to secure the finances you so desperately need? Positive Solutions Finance is committed to helping people who are struggling with their finances to get back on their feet.Debtstroyer

If you can’t secure a loan, we can help you with a Debtstroyer Agreement. Using a Debtstroyer Agreement, we can negotiate your debts privately with your creditors to improve your financial situation. These negotiations won’t leave a mark on your credit rating and with your improved debt standing, you will have a better chance of securing a loan. Learn More!

  • How It Works

    1. Fill in our online enquiry form
    2. We’ll call you to assist you with the loan application
    3. You’ll be asked to submit required documents & ID
    4. Once approved your funds are deposited into your nominated account
  • Why Choose Us?

    We provide Positive Financial Solutions for people struggling with their finances. As a specialists bad credit lender, we can help people get their finances on track with loans for bad credit as well as offering debt relief services in a responsible lending environment.

We have access to a full panel of lenders

  • ANZ
  • St George
  • Bank of Melbourne
  • Bank SA
  • Bluestone Mortges
  • MKM Capital
  • La Trobe Financial
  • Pepper